Ditech is one of the only mortgage lenders in the country who have been approved to offer the Governments housing stimulus program. This plan will allow homeowners in all kinds of bad situations to easily get the help they need to refinance their mortgage. Taking advantage of this program is easy, and working with Ditech will make it even easier.

-Since Ditech is approved to offer the stimulus plan, they are fully aware of the guidelines and conditions which must be met. They have the professional people who are willing to work with you to find the help you need to save money, your home, or both.

-Cash incentives are being given to the selected mortgage lenders and banks who approve homeowners for help. This money allows them to help more homeowners, and ease their restrictions on who can get help. Also, homeowners who have not been able to get the help they need are much more likely to get it now that this plan is in place.

-Mortgage modification options are also now available for many homeowners thanks to this mortgage bailout plan. The condition of this is that a homeowner will not have to pay more than 31% of their gross monthly income to their mortgage. This will be a major reduction for many homeowners.

-Many homes have dropped in value since they purchase, especially in the past couple of years. To help homeowners who are facing this problem, the stimulus plan allows homeowners to get approval even if they owe more than their home is worth. Now, a homeowner can owe up to 25% more on the mortgage than the homes market value, and still get approved for help with their mortgage.

Ditech is fully able to help homeowners in almost any type of situation get the help they need. With the new Government mortgage refinance options, there is more help than ever available for homeowners who need it. Contact Ditech today and see what the options are for you.

-M Petrone

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